Health Insurance Plan Tiers
Plan Tier 1
Short Term Medical PPO
Aetna Essentials PPO - (Deductible : $25,000)
(Coinsurance: 60%/40%, Paid by you is 40%)
(Coinsurance out-of-pocket Per member: $7,500)
(Coverage Period Maximum: $250,000
Adult Screenings, Outpatient Service, and Office Visits: Applies to deductible & coinsurance. See brochure for limits and restrictions
See brochure for limitations and exclusions)
Term length up to: 36 months for qualified members
Allstate Health Access - Value or Fundamentals
(Short waiting periods. Immediate benefits for injury and sickness. No waiting period for injury and sickness benefits.
The waiting period for preventative care services is 90 days from effective date for Enhanced and Enhanced Plus.
No lifetime maximum. The maximum benefit amount is paid every year you own your plan, for life
See brochure for limitations and exclusions)
LIFE Association Membership (Required Linked Product) $15.00/monthly already included into the plan monthly pricing.
The National Therapy Association Membership (Required Linked Product) $79.95/monthly already included into the plan monthly pricing.
Total Policy combined monthly prices range from ($200.00 to $475.00). Prices based on qualifying applicant's information.
Any additional members added to Plan Tier 1, Aetna Essentials PPO - $25,000 60/40 will be an estimated additional monthly cost of $100 - $200 per additional member added, based on additional members' qualifying information.
Plan Tier 2
Short Term Medical PPO
Aetna Essentials PPO - (Deductible: $10,000)
(Coinsurance: 60%/40%, Paid by you is 40%)
(Coinsurance out-of-pocket Per member: $7,500)
(Coverage Period Maximum: $250,000
Adult Screenings, Outpatient Service, and Office Visits: Applies to deductible & coinsurance. See brochure for limits and restrictions
See brochure for limitations and exclusions)
Term length up to: 36 months for qualified members
Allstate Health Access - Value or Fundamentals
(Short waiting periods. Immediate benefits for injury and sickness. No waiting period for injury and sickness benefits.
The waiting period for preventative care services is 90 days from effective date for Enhanced and Enhanced Plus.
No lifetime maximum. The maximum benefit amount is paid every year you own your plan, for life
See brochure for limitations and exclusions)
LIFE Association Membership (Required Linked Product) $15.00/monthly already included into the plan monthly pricing.
The National Therapy Association Membership (Required Linked Product) $79.95/monthly already included into the plan monthly pricing.
Total Policy combined monthly prices range from ($225.00 to $600.00). Prices based on qualifying applicant's information.
Any additional members added to Plan Tier 2, Aetna Essentials PPO - $10,000 60/40 will be an estimated additional monthly cost of $125 - $275 per additional member added, based on additional members' qualifying information.
Plan Tier 3
Short Term Medical PPO
Aetna Essentials PPO - (Deductible: $5,000)
(Coinsurance: 60%/40%, Paid by you is 40%)
(Coinsurance out-of-pocket Per member: $7,500)
(Coverage Period Maximum: $250,000
Adult Screenings, Outpatient Service, and Office Visits: Applies to deductible & coinsurance. See brochure for limits and restrictions
See brochure for limitations and exclusions)
Term length up to: 36 months for qualified members
Allstate Health Access - Value or Fundamentals
(Short waiting periods. Immediate benefits for injury and sickness. No waiting period for injury and sickness benefits.
The waiting period for preventative care services is 90 days from effective date for Enhanced and Enhanced Plus.
No lifetime maximum. The maximum benefit amount is paid every year you own your plan, for life
See brochure for limitations and exclusions)
LIFE Association Membership (Required Linked Product) $15.00/monthly already included into the plan monthly pricing.
The National Therapy Association Membership (Required Linked Product) $79.95/monthly already included into the plan monthly pricing.
Total Policy combined monthly prices range from ($300.00 to $850.00). Prices based on qualifying applicant's information.
Any additional members added to Plan Tier 3, Aetna Essentials PPO - $5,000 60/40 will be an estimated additional monthly cost of $150 - $325 per additional member added, based on additional members' qualifying information.
Plan Tier 4
Short Term Medical PPO
Aetna Copay Enhanced PPO - (Deductible: $8,000)
(Coinsurance: Paid by you is 0%)
(Coinsurance out-of-pocket Per member: $0)
(Coverage Period Maximum: $5,000,000 Adult Screenings, Outpatient Service, and Office Visits: Applies to deductible & coinsurance. See brochure for restrictions. Includes immunizations. Pharmacy: $10 Copay on generic drug. Maximum benefit of $3,000. No waiting period applies. See brochure for limitations and exclusions)
Term length up to: 36 months for qualified members
LIFE Association Membership (Required Linked Product) $15.00/monthly already included into the plan monthly pricing.
The National Therapy Association Membership (Required Linked Product) $79.95/monthly already included into the plan monthly pricing.
Total Policy combined monthly prices range from ($300.00 to $1,000.00). Prices based on qualifying applicant's information.
Any additional members added to Plan Tier 4, Aetna Copay Enhanced PPO - (Deductible: $8,000) will be an estimated additional monthly cost of $225 - $550 per additional member added, based on additional members' qualifying information.